The USAC health insurance policy for the majority of programs, does not have a deductible, you should not have to pay for any situation fully covered under the policy. However, in some cases, you may have to make the full payment up front and then wait to be reimbursed upon submission of your receipts/claim. Take an emergency-only credit card to cover such unexpected costs while abroad. Save all receipts to present to your insurance company along with a claim form. If severe illness occurs, please make sure that the insurance company is notified immediately to avoid paying large fees up front. The contact information for the insurance company is on your insurance card.
Some campus support services may not be available on all campuses abroad; you will be financially responsible for any necessary treatment that is not covered by the USAC insurance or your private health insurance.